Ways to Earn Karma Points*:

• Earn 10 just by getting a Chase credit card and linking it in the the Chase +1 ^sm Group (Linking your card is only to authenticate that you are a Chase credit cardmember).

• Earn 20 when you use your new card to make any purchase (promotion only good for new credit cardmembers that applied within the Chase +1^sm Group on Facebook after December 13, 2006)

• Earn 5 when you take the Credit Essentials Quiz

• Earn 1 Karma Point simply by joining the Chase +1 ^sm Group on Facebook.**

(1 Karma Point = $1 in the Chase +1 ^sm Store)

* Your enrolled credit card account must be open and in good standing to be eligible to receive Karma Points (See Terms & Conditions for more information).

**You don't need to be a Chase credit cardmember to receive your 1 Karma Point.